All homeowners hope that if an issue occurs with their home, their insurance will cover the cost. The truth of the matter is, that’s not always the case. The answer lies with the source of the mold. If your home has suffered mold damage, you may be wondering, “Is mold remediation covered by homeowner’s insurance?”
Ask the experts: Is Mold Remediation Covered by Homeowner’s Insurance?
Unfortunately, this is not a simple yes or no question. The more important question is, what caused the mold? If you call your insurance company to report mold caused by a flood, you’ll quickly be told that any damage caused by flooding is categorically not covered by homeowner’s insurance. Mold caused by poor maintenance on the part of the homeowner also is not going to be covered. However, if mold in your home was caused by something such as a pipe suddenly bursting, you have a good chance of getting mold remediation covered. To find out for sure, you’ll need to carefully read your insurance policy as well as contact your insurance company.
I’ve Found Mold! What Should I Do?
So, you found mold on your home’s exterior. What next? First, understand that not all mold requires the same treatment; yours may be need to simply be cleaned. However, if the mold has come as the result of a deeper problem, cleaning the surface will only be a disguise. This could lead deep-seated rot eating away at your home and your bank account. Regardless of whether you have stucco or siding, mold potentially caused by water damage is not something to ignore.
Call in the Experts at Ai Restoration.
Whether or not your mold remediation will be covered, mold is something you need to address. It is not good for your health or your home’s health. Call in the experts, both at your insurance company and at an experienced mold remediation company like Ai Restoration. With 17 years of experience with homes in the Northeast with all different types of exteriors, we have the know-how to help you. Call us today at (215) 794-6858 for an estimate!
